XRP Whales Are Buying While Retail Sells: Is a Major Price Move Coming Next?

TL;DR

• XRP whales added millions of tokens while smaller holders reduced exposure, showing a shift in ownership dynamics.
• Exchange reserves and whale deposits declined, suggesting lower immediate selling pressure across major platforms.
• Investors are monitoring whether accumulation signals can support XRP’s next price trend, as large holders continue positioning ahead of possible market changes.
  

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XRP whales are increasing their exposure while smaller holders reduce positions, creating a clear divide in current market behavior. Recent on-chain data shows large wallets accumulating XRP as exchange balances decline. Traders are watching whether these signals can support the next major move for the asset.

XRP Whale Accumulation Shows Stronger Holder Activity

Wallets holding between 1M and 10M XRP added about 70M tokens between July 11 and July 15, 2026, according to data cited from Santiment. Another group holding 100k to 100M XRP increased balances by around 2.8% over five weeks, while smaller wallets reduced exposure.

This shift suggests that some larger investors are positioning for potential long-term gains, although accumulation alone does not guarantee a price increase. Market conditions, demand, and broader financial trends remain important factors for XRP’s performance.

Exchange Reserves And Flow Signals Shape The Outlook

Binance XRP reserves declined to roughly 2.61B XRP, reaching their lowest level since February 2026. At the same time, whale deposits to the exchange dropped near 25.3M XRP, the lowest level since January 2025. These movements indicate that fewer large holders are sending coins to exchanges for immediate selling.

Lower exchange supply can create tighter market conditions if demand increases. However, investors continue to monitor whether these trends remain stable or reverse quickly. XRP also faces unique factors, including Ripple escrow releases and regulatory developments that can influence short-term volatility.

For retail participants, the current data creates several possible strategies. Some investors may prefer gradual spot accumulation, while others may wait for stronger price confirmation. Managing risk remains essential because on-chain signals provide information, not certainty.

The latest XRP whale activity shows a growing difference between large holders and smaller sellers. If accumulation continues alongside reduced exchange inflows, the market could see stronger buying pressure. Still, traders will need to watch liquidity, demand, and external catalysts before making decisions.

Analysts also track wallet behavior because changes in holder distribution often reveal shifts in market positioning before price reacts. The current pattern does not remove risk, but it gives investors additional data when evaluating XRP. A sustained increase in whale balances combined with controlled exchange flows would strengthen the case for continued accumulation, while renewed selling pressure would challenge the current trend.