Tired of waiting on bank transfers to clear before you can act on a market move? Good news: CoinJar customers in Ireland can now buy crypto instantly using any EU-issued Visa or Mastercard. You will also be able to use Apple Pay and Google Pay, straight from your device.
No more watching the clock while your deposit clears. Add a card, tap buy, and your crypto lands in your wallet in seconds.^
What’s new for EU customers
“Buy With Card” is CoinJar’s fast, card-based way to purchase crypto, and it’s now rolled out to our EU customers for the first time. Simply link an EU-issued Visa or Mastercard to your CoinJar account, or use Apple Pay or Google Pay, and you’re ready to buy.
At a 2% transaction fee, it’s one of the most competitive card-based crypto purchase options available anywhere.*
Prefer to automate it? Recurring Buys let you dollar-cost average by card for a 1% fee.
Is this available for every cryptocurrency?
You can instantly buy any cryptocurrency or CoinJar Bundle on our platform with a card. You can also use your card to set up Recurring Buys for individual cryptocurrencies and bundles.
What cards can I use?
Any EU-issued Visa or Mastercard works with Instant Buy. Apple Pay and Google Pay are supported from day one, so if you’d rather skip entering card details altogether, you can buy directly from your device.
Why buy crypto with a card?
Bank transfers are reliable, but they’re not built for speed. If you’re watching a price move and don’t want to wait for a deposit to clear, buying with a card gets you into the market in moments rather than days.
Getting started
When you’re buying crypto in the CoinJar app:
- Go to the Trade button and then “Buy”
- Select a cryptocurrency, and how much you want to buy
- Tap “Pay with” and choose “Add a new payment method”
- Enter your card details (or choose Apple Pay / Google Pay)
- Review the fees and confirm. That’s it. Your crypto is in your account, instantly.
As always, we want to remind you of the risks involved when buying or selling crypto, which can be volatile. Your capital is at risk.
For more information, see our dedicated Knowledge Base article on reserved balances here.
If you have any questions, feel free to reach out to CoinJar Support.
Happy trading!
CoinJar Team
*31 August 2026. This excludes any additional fees that you may be charged by your bank or credit card provider.
^All initial purchases made with credit or debit card will be subject to a 7-day reserved balance. See the Knowledge Base article for more information.





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