|
|
4.8⭐ |
Full-stack orchestration |
US and EEA entities; verify the serving entity and corridor |
Direct, full-stack; production |
No public Bridge-specific SOC, ISO or vulnerability audit |
7 stablecoins, 10+ chains; ACH, Wire, FedNow, SEPA, FPS, SPEI, PIX, Bre-B |
Pay-in, conversion, payout, returns and reconciliation |
REST APIsand signed webhooks |
Bridge, Privy or external wallet |
Listed fiat rails; corridor limits |
KYC/KYB and rail endorsements, account validation and wallet monitoring |
|
|
4.7⭐ |
PSP and merchant flows |
UK/Malta EMIs, Malta MiCA CASP, US MSB/MTLs; entity may vary |
Direct or embedded; production |
SOC 2 II June 2026, SOC 1 II August 2026, ISO 27001 by British Assessment Bureau |
USDC, USDT, EURC, PYUSD, USDG; fiat and SWIFT |
Collection, conversion, payout, refund and reports |
REST APIs; signed webhooks |
Fiat, crypto and customer wallets |
Ramps across 130+ countries; access varies |
KYC/KYB, sanctions and transaction monitoring; Travel Rule checks |
|
|
4.6⭐ |
Embedded funding and payouts |
US and AFM-licensed EU entities; entity varies |
Modular, embedded; production |
SOC 1 II, SOC 2 II, ISO 27001; Schellman audited 2022 Type I |
18+ stablecoins; 20+ chains |
Funding, conversion, payout, refund and reconciliation |
REST APIs, SDK modules and webhooks |
Zero Hash custody; external wallets |
Programme- and jurisdiction-based |
Managed/reliance KYC, sanctions-status APIs, wallet monitoring and Travel Rule |
|
|
4.5⭐ |
Customers remaining in fiat |
Circle Internet Financial, LLC, NMLS 1201441; verify jurisdiction |
Managed service; Beta |
Circle SOC 2 II, firm unnamed; no product-specific audit |
USDC; 20+ chains and payment rails |
Pay-in through reporting; refund SLA not public |
REST APIs, API keys, Postman and webhooks |
Circle-managed wallets and custody |
Fiat payouts; no country-level matrix |
End-user KYB, screening, policy checks, Travel Rule and sanctions states |
|
|
4.5⭐ |
One regulated counterparty |
OCC-chartered US entity; MAS and FIN-FSA entities elsewhere |
Managed stack; production |
SOC 1/2 II, firm unnamed; Trail of Bits contract audit; no product-specific audit |
PYUSD, USDP, USDG, USDC; selected USDT |
Fund, mint, redeem, convert, custody and payout |
OAuth 2 orchestration APIs and webhooks |
Qualified custody; omnibus or segregated |
Direct USD ramps; partner corridors |
Embedded KYB/AML, EDD and KYC refresh |
|
|
4.4⭐ |
Fiat-heavy treasury flows |
UK, Malta and Canadian entities; permission depends on entity |
Direct and partner-led; production |
ISO 27001/20000-1, certifier unnamed; no product audit |
USDC, RLUSD, USDT; FPS, SEPA Instant, SWIFT |
Collection, conversion, payout and reconciliation |
REST API and sandbox; webhooks, ledger and reports |
Multi-asset accounts and wallets |
Fiat ramps; two live CPN corridors |
KYC/KYB, PEP, sanctions, fraud and transaction monitoring |
|
|
4.4⭐ |
Routing and wallet control |
Technology layer; regulated legs use partners; no regulated EEA service |
Network orchestration; production |
SOC 1/2 II, ISO 27001/17/18; original SOC 2 by EY; NCC/ComSec tests |
Multi-chain stablecoins; provider fiat rails |
Routing, custody, payout and reconciliation |
REST/SDKs; Webhooks v2; Payout Engine beta |
Customer-controlled or Fireblocks Trust |
Providers cover 100+ countries, 60+ fiat currencies |
AML/KYT, Travel Rule, policy actions; customer reports |
|
|
4.0⭐ |
North American fintechs |
FINTRAC and FinCEN MSBs; no public state MTL schedule |
Integrated partner API; production |
SOC 2-readyonly; no completed public audit or named auditor |
USDC, USDT; US/Canadian bank rails |
Funding through payout; refund process not public |
OpenAPI 3.0 REST, seven client languages, webhooks, Persona SDK |
FBO accounts, custodial wallets, external payouts |
US/Canada funding; 140+ stated destinations |
KYC/KYB, PEP, sanctions and adverse-media screening; ongoing monitoring |
Be the first to comment