In a recent X post, former Ripple product lead and cofounder of t54ai, Chandler Fang noted that agentic payments on the XRP Ledger are accelerating faster than most expected.
Fang highlighted a jump from roughly 1 million transactions in July to more than 13 million currently to support his claim. The former Ripple product lead engaged with a post from RippleX head of engineering J.A. Akinyele, which foresees a bigger future ahead for XRPL agentic payments.
Citing his earlier prediction that agentic payments would cross 10 million, Akinyele stated that this has been surpassed as XRPL has now processed over 13 million transactions with more than 160 x402 merchants.
According to current data at the time of writing, 13,489,468 agentic transactions were processed through 168 registered x402 merchants settled through 6,982.32 XRP and 12,009.98 RLUSD. In line with this growth trend, Akinyele predicts that 100 million agentic transactions might actually come sooner than expected for the XRPL.
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Along these lines, Fang pictures the next phase for agentic payments with the 13 million milestone now surpassed. According to Fang, the next phase of growth will bring more real-world merchants and services onchain, with agents paying in XRP and RLUSD and settling on XRPL through its x402 facilitator.
What’s next?
Agents are already paying for APIs, data, and compute with a growing AI toolkit intended to give developers the tools to turn that demand into new products.
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At the XRP Seoul 2026 event, which was held last weekend on October 3, J.A. Akinyele, RippleX head of engineering, spoke in a keynote address on paving the way for the AI Agent Economy.
This comes as AI agents continue to drive massive network volume; Akinyele said in his most recent post that agentic payments currently account for about 25% of activity on the XRP Ledger.
To support this rapid growth, Akinyele highlighted that Ripple is developing purpose-built agent infrastructure, including verifiable identities, strict execution safeguards (permissions and spending rules), and secure smart wallets capable of holding XRP and stablecoins with fast 3- to 5-second settlement.
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