Every major sale event, from 10.10 and 11.11 to year-end holiday travel bookings, leaves shoppers with piles of platform-specific reward points. The catch? They often expire before you can actually use them.
But what if your cashback never expired? Even better: what if it was paid out in US Dollars, Crypto, or Gold?
Enter Laguna Network, a consumer platform transforming the cashback experience. Instead of handing out expiring e-commerce points, Laguna provides direct payouts in Solana (SOL), Bitcoin (BTC), USDC, and other tokenized assets. By routing routine online purchases through the platform, buyers in the Philippines can earn up to 48% back in crypto on everyday expenses like food delivery, fashion, and hotel stays.
Here’s everything you need to know about how it works.
💡 How Crypto Cashback Works
Traditional affiliate networks pay referral fees to websites that send them paying customers. Laguna Network captures these commissions from partner merchants and automatically converts the majority of the payout into cryptocurrency, depositing it directly into your wallet.
No crypto experience? No problem!
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You don’t need to know anything about decentralized finance (DeFi) or self-custody wallets. Signing up with an email or social media account automatically generates a secure, embedded web3 wallet in the background. This eliminates traditional crypto hurdles like managing seed phrases or paying network gas fees!
📈 Local Merchant Rates and Tiers
Cashback rates vary by merchant, and yields increase as you level up your account to higher tiers (like the Gold Tier).
Updated as of Sept. 19, 2026:
| Merchant | Base Cashback Rate | Gold Tier Boosted Rate |
|---|---|---|
| TikTok Shop PH | Up to 43.34% | Up to 48.38% |
| Lazada PH | Up to 26.62% | Up to 29.68% |
| FoodPanda PH | Up to 13.70% | Up to 15.28% |
| Trip.com | Up to 7.05% | Up to 7.86% |
| Shopee PH | Up to 4.54% | Up to 5.06% |
Note: The platform also supports Agoda, Klook, ExpressVPN, and more.
🛒 Step-by-Step Earning Guide
Getting started is as easy as regular online shopping:
1. Set Up Your Account: Sign up using your email or social login. Your embedded web3 rewards wallet is created automatically.
2. Clear Your Cart & Redirect: Search for your target merchant on the Laguna dashboard. Pro tip: Ensure your merchant cart is completely empty before clicking the redirect link so the conversion tracking registers properly. In the example above, we clicked Lazada and a new browser tab will open for the shopping platform.
3. Checkout Normally: Complete your purchase or travel booking using standard Philippine payment methods like GCash, Maya, or credit cards.
4. Track & Withdraw: Earnings appear as “Pending” within 24 to 48 hours. Once the merchant verifies the transaction (post-delivery or post-stay), funds move to “Completed” status and are ready for withdrawal.
Rewards generally become withdrawable after the merchant’s validation period, which can range from around 30 to 120 days depending on the merchant.
The validation period is to ensure the goods and service is not returned or cancelled before granting the reward.
⚠ IMPORTANT
- Laguna tracking should be the last click for all purchases you make. You might need to turn off your adblocker.
- If any other website links are clicked after laguna link, you will not be entitled to the cashback.
- VERY IMPORTANT: Do not use privacy browsers like Brave Browser which might mess with the tracking links.
In our experience, the tracking will show a few minutes after ordering at Food Panda and after 1 day for Lazada:
⚡ Laguna Network: Dos and Don’ts
DOs
- Click on the Laguna tracking link to get the order tracked.
- For every new transaction click back on the merchant page link.
- Shop on the browser version of the store; in-app & gift card purchases may not qualify for cashback.
DON’Ts
- Do not use ad blockers and other extensions.
- Refunds, Returns & Exchanges will disqualify your cashback.
- Purchases bought with Gift cards may disqualify your cashback.
- Shopping in a store outside your country of residence may disqualify your cashback.
🏆 How Rewards Are Structured: The 3-Pool System
Withdrawals operate under three distinct categories:
- Orders Pool: Cashback earned directly from verified purchases. Funds can be withdrawn immediately to any external crypto wallet or exchange once confirmed, with low minimum thresholds ($1 to $3).
- Rewards Pool: Earned through promotional events and mini-games. Funds unlock at a 1:1 ratio as users accumulate earnings in their Orders Pool.
- Referrals Pool: Earned by inviting new users ($5 bonus plus 10% lifetime referral earnings). Referral bonuses unlock progressively as invited friends complete transactions.
🎁 Bonus Yield: “Treasure Shoals”
Want to boost your yield beyond standard shopping? Laguna Network includes a gamified feature called Treasure Shoals.
Users can spend reputation points (earned through regular ecosystem activities) to spin a reward wheel. Potential payouts include:
- Tokenized shares of global tech giants like SpaceX and Tesla
- Cashback rate boosts of up to 99%
- Monthly USDC prize draws
- Physical hardware wallets
⚙️ The Tech Behind the Platform
Incubated by Liminal, a venture studio backed by Temasek, Laguna Network reflects a broader trend in web3 consumer adoption: hiding blockchain mechanics behind familiar user interfaces.
By substituting complicated wallet setups with standard email logins and leveraging traditional e-commerce affiliate rails, the platform provides a frictionless pathway for mainstream consumers to build a cryptocurrency portfolio using money they were already planning to spend.
Check out Laguna Network and earn those crypto cashbacks here!
This article is published on BitPinas: How to Earn Up to 48% Crypto Cashback on TikTok Shop, Lazada, and Shopee
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