Ripple is expanding the XRP Ledger’s role in AI-powered payments by adding support for XRP and RLUSD to the Machine Payments Protocol, an open payment standard developed by Stripe and Tempo.
The integration arrives through version 1.1 of the XRPL AI Starter Kit, giving developers new tools to build AI agents capable of making payments and managing blockchain wallets.
XRP and RLUSD Can Be Used for AI Payments
Through the new integration, AI agents can use XRP and assets issued on the XRP Ledger, including Ripple’s dollar-backed RLUSD stablecoin, to pay for digital services.
Potential use cases include API access, computing resources, data services, and other tools that AI applications may need to purchase automatically.
XRP Payment Channels Support Repeated Transactions
Ripple has also added support for XRP Ledger Payment Channels, allowing AI agents to authorize a series of payments while using a service.
Instead of settling every small payment separately on-chain, multiple payment claims can be created before the final amount is settled on the XRP Ledger. The current Payment Channel implementation is focused on XRP.
Ripple Adds Multi-Chain Wallet Support
The latest update also brings XRP Ledger support to the Open Wallet Standard.
This gives AI applications a standardized way to interact with wallets across different blockchain networks, making it easier for developers to build systems that are not limited to a single chain.
Ripple has also introduced the beta xrpl-mpp-sdk for MPP payments and xrpl-up for easier XRPL development and testing.
The integration does not mean XRP or RLUSD have been added directly to Stripe’s regular payment products. Instead, the XRP Ledger is now supported within MPP, Stripe and Tempo’s open standard for AI-powered payments.
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