Ripple Labs just sealed the deal with Privy, a Stripe-owned wallet infrastructure firm. The deal is centered around bringing embedded crypto wallets on Ripple’s native XRP chain. This allows developers on the XRP Ledger to offer their userbase a built-in pay solution with both XRP & RLUSD payments.
Stripe-Linked Company Activates Embedded XRP Wallets
For customers shopping on-chain, this enables a seamless experience where you don’t have to worry about holding your own private keys in order to be able to complete transactions in XRP or RLUSD. The timing is also of most importance: Ripple’s native XRP chain just crossed over $1 trillion in processed volume.
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That kind of scaling gives a strong foundation for Privy to build this partnership on. Recently, the XRP Ledger has also become the hub for agentic payments. Having processed more than 13 million in such transactions so far, the artificial intelligence (AI) based payments now take up 25% of all activity on the XRPL.
The Ripple x Privy integration will also enable agentic commerce through programmable wallets that let AI agents hold funds and transact, including through x402 payments. Henri Stern, Cofounder and CEO of Privy, said the firm’s “excited to make Privy wallets available to developers building on XRPL, from global payments to agentic commerce.”
Agentic Payments On XRP’s Chain To Rocket By 1,000%
Earlier this month, Ripple’s President Monica Long predicted that AI-agentic payments would rise by 1,000% in a year, growing from roughly 10 million to 100 million. Given at XRP Seoul 2026, this prediction looks achievable. The launch of embedded crypto wallet versions gives both users merchants using XRP an edge the community has been waiting for.
The question remains how much of this enthusiasm, if at all, reflects on the OG altcoin’s market value. Presently, XRP’s price situated at #4 by global market capitalization. Scoring a $86.63 billion market cap, Ripple’s XRP trades at $1.37 with a 24-hour trading volume of $3 billion. When demand-driven, the altcoin sees a daily volume between $5 to $10 billion.
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