SWIFT Partner Picks Ripple As Preferred Settlement Route

Blockonomics
Binance


ACI Worldwide, a very highly-regarded financial technology enterprise, just enabled a new route in accordance with SWIFT’s new multi-chain ledger. Ripple’s XRP Ledger ended up on that list: ACI now officially supports XRP as one of their potential payments rails.

9% SWIFT-Volume Handler Names Ripple As DLT Partner

The connection between SWIFT, Ripple & ACI stands out due to the fact that Ripple’s tech stack is already compatible with SWIFT’s new messaging standard. ISO 20022, the new gold standard, has been gradually adopted by compliant banks throughout 2026.

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ACI Worldwide supports roughly 9% of that global traffic, compounding to a whopping $155 trillion in annualized volume. With the company now supporting real-time schemes globally, there’s a good chance XRP-based systems will get a grip on that huge volume.

Over the past few years, Ripple’s relation towards SWIFT has shifted from a direct competitor towards a complementary provider of settlement and liquidity solutions. SWIFT’s own communication is heavily revolved around collaborating with multiple blockchains.

Ripple’s Ultimate Edge In Emerging SWIFT-Based Systems

Specifically for XRP, the On-Demand Liquidity (ODL) comes into play: by choosing this technology, SWIFT-powered banks can directly employ XRP as the settlement currency and seamlessly swap back to local fiat currencies, providing an ultra-fast payment lane.

In 2025, Ripple also acquired GTreasury, a SWIFT-Certified Partner program member. After the grandiose acquisition, the platform now supports SWIFT messaging, reference data (SWIFTRef for IBAN/ABA look-ups), as well as digital asset accounts (including XRP & RLUSD).

Enabling corporate treasury users to manage traditional SWIFT flows and crypto assets from one system, SWIFT doesn’t guarantee Ripple powered stack will be used in every turn, but it does provide an advantage to DLT-based blockchains with the native ISO 2022 support.

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