Tether-backed global payments app Oobit has launched Agent Cards, its first product built specifically for AI-powered businesses, giving autonomous agents their own dedicated virtual Visa cards funded directly from a USDT treasury with no fiat conversion required.
AI agents are already handling significant chunks of enterprise operations. McKinsey’s State of AI 2025 survey found that 23% of organizations are actively scaling agentic systems, with another 39% in the experimental phase.
Workflows like ad buying, cloud procurement, SaaS management, and marketing automation are increasingly being handed off entirely to autonomous systems.
The Bottleneck: Payments Lag Behind in AI Automation
Despite the adoption, payments have remained the friction point. Businesses running agents have had no clean way to extend spending power without either sharing corporate card credentials or routing every charge through human approval flows that undermine the whole point of automation.
The broader industry has been circling the problem. Google launched its Agent Payments Protocol backed by more than 60 organizations, establishing shared infrastructure for authenticating and authorizing agent-initiated transactions.
 
“The honest take is that the online world isn’t ready for AI agents to complete complex tasks and pay on behalf of a business or person,” said Amram Adar, CEO of Oobit.
Oobit’s Agent Cards are more operational. Rather than a protocol, it is a card product that businesses can activate in under 3 minutes using a 5-step wizard.
Built-in Controls for Autonomous Spending
Each agent gets one card, keeping identities clean, eliminating shared-credential exposure across teams, and producing a clear audit trail. Category-level spend controls limit each agent to merchant categories relevant to its function.
Hard transaction caps enforce per-transaction and per-merchant limits at the server level with no override path. Every transaction, whether approved or declined, is logged in real time with a human-readable reason, removing pending states and manual approval queues entirely.
“Agent Cards is the first move toward giving autonomous financial operations real autonomy, without losing control. Over time, as e-commerce becomes ready for the new economy, agents will operate fully on their own. We’re building to support that moment.” added Amram Adar.
In practice, AI agents can execute financial actions such as buying stocks or crypto within set thresholds, book travel against approved budgets, and monitor live commerce conditions to complete purchases automatically when specific price triggers are met.
The last use case is particularly relevant for businesses running procurement or trading agents that need to act on market movements without waiting for human input.
Oobit’s Agent Cards launch across two core use cases. The first is payment-processing integration, enabling agents to handle subscription billing and vendor payouts via platforms like Stripe.
The second is automated expense reporting, providing finance teams with a real-time, human-readable record of every transaction across all active agents, structured and logged with no manual input required.
Oobit is launching on Live Rails across more than 150 million merchants in 100+ countries, backed by Tether as the largest stablecoin issuer with over $140 billion in circulation.
According to DeFiLlama, the broader stablecoin market crossed $319 billion in total market cap as of April 30, 2026. Agent Cards is currently the only agent card product built for companies whose treasury is denominated in stablecoins, and is now available to crypto-native businesses and AI-forward companies running autonomous agents.
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