I’ve lost track of how many people I know who obsessively check their portfolio value every single day on Coin98 and have never once checked whether their wallet itself is actually safe.
That gap is exactly what pushed me to dig into Coin98’s Wallet Health feature, and after going through it myself, I think it’s solving a problem most wallets have quietly ignored for years.
A Decade Of Growth Behind The Feature
Before getting into what Wallet Health actually does, I think it’s worth understanding the scale of the platform building it. Coin98 has grown to more than 10 million users across over 170 countries, a footprint that includes over 1 million Android downloads, more than 90,000 Chrome extension users, and over 4,000 App Store ratings in Vietnam alone. Those numbers measure different things, but together they paint a picture of genuinely global distribution rather than concentrated growth in a single region.
What I find more telling than the raw user count is the trajectory. Coin98 went from 200,000-plus users in 2021, to supporting more than 40 chains by 2022, to over 8 million users by 2023, to more than 130 networks by 2024. In 2026, that growth has turned into something broader: an onchain financial interface spanning more than 150 networks, over 15,000 dApps, and more than 300 perpetual markets.
I think that shift, from simple storage, to broader access, to full onchain execution, is the actual context worth having before looking at any single feature. A security tool built by a team managing that much surface area has genuine incentive to get wallet safety right, since a platform operating across 150-plus networks has proportionally more attack surface to actually defend.
What Wallet Health Actually Does
Wallet Health is a built-in security and asset-optimization dashboard sitting inside Coin98 Super Wallet, built around what the team calls an Inside-Out Immunity concept, designed to strengthen a wallet from within by catching risks before they turn into actual losses. It’s a built-in security and utility suite that helps monitor and optimize wallets, scanning for risks across wallet addresses, contacts, dApp connections, and token approvals, with issues fixable directly inside the app.
I think the framing matters here. Most people treat wallet security as a one-time setup, write down the seed phrase, store it somewhere safe, and never think about it again. Wallet Health treats it as an ongoing state that needs continuous monitoring, which lines up with how these thefts actually happen in practice.
The Eight Categories It Actually Scans
Here’s what genuinely surprised me: Wallet Health doesn’t just check token approvals like most competing tools do. It runs eight separate checks across a wallet, covering wallets, contacts, dApp connections, interacted URLs, favorite dApps, favorite tokens, approvals, and cloud backup status. I think that breadth is the entire point. A single stolen seed phrase isn’t actually how most people lose their crypto anymore.
The data backs that up. Wallet-drainer phishing alone cost roughly 106,000 people a combined $83.85 million in 2025, according to Scam Sniffer. That’s not a story about weak encryption or cracked private keys. That’s a story about permissions people forgot they granted, months or years earlier, sitting active and exploitable the entire time.
Understanding Your Wallet Health Score
After running a scan, you get a score between 0 and 100, and I think the comparison Coin98 draws to a credit score is a useful mental model, with an important caveat. A credit score estimates how likely someone is to repay debt, while a wallet health score estimates how exposed a wallet is to being drained or misused right now, and it’s a feature specific security-focused wallets compute rather than a standardized industry number.
What actually reassured me most is how the scan itself works. Computing the score only reads on-chain permission data and wallet settings, never requiring a seed phrase or private key, and Coin98 remains non-custodial throughout, meaning the scoring process itself gives nobody the ability to move your funds. I think that distinction is worth sitting with. You’re getting a genuinely useful security signal without handing anything sensitive over to get it. It’s also worth remembering the score reflects a moment in time. A high score today doesn’t guarantee safety tomorrow, since every new approval or dApp connection you sign can pull that number back down immediately.
How It Actually Stacks Up Against Other Tools
This is where I think Coin98 pulls genuinely ahead of the standard approach most crypto users currently take. The default recommendation for years has been Revoke.cash, a dedicated third-party site for managing token approvals. I don’t think that tool is bad, but the comparison exposes exactly what it’s missing. Revoke.cash covers approvals across more than 100 networks, which is real breadth for a power user spread across dozens of chains, but it only checks approvals. It doesn’t look at dApp connections, saved contacts, or whether a wallet has even been backed up, and because it’s a separate website, revoking still means connecting your wallet externally and signing there before returning to your actual wallet.
Wallet Health, by contrast, lives inside the same app most people already open every day, and its 0-100 score turns an abstract question into something you can check at a glance. On the Ultra tier, a 24/7 auto-scan runs continuously and sends real-time alerts, closing the exact gap between a risky approval appearing and the moment a user would otherwise notice it manually. Compared to wallets like MetaMask or Trust Wallet, which offer little beyond basic approval visibility if that, and compared to Rabby’s transaction simulation, which protects you at the moment of signing but doesn’t retroactively audit what you’ve already approved, I think Wallet Health is filling a genuinely distinct niche: ongoing, backward-looking wallet hygiene rather than just forward-looking transaction safety.
Why I Think This Is Worth Actually Trying
The free tier runs a scan across four categories on five blockchains, enough to cover the basics without paying anything. Actually revoking and fixing what the scan finds sits behind the Pro tier, and the full eight-category scan with continuous auto-monitoring is Ultra-only.
I don’t think most crypto holders are going to suddenly start manually auditing their own approvals across every chain they’ve ever touched. That’s exactly why a feature like this matters, especially coming from a platform that’s scaled to 10 million users and 150-plus networks without losing sight of the basic security problem sitting underneath all that growth. It turns an abstract, easy-to-ignore risk into a single number you can check in a few taps, and I think that kind of accessibility is what actually changes behavior, not another warning to be more careful that most people will read once and forget.
Some visuals in this article are AI-generated illustrations created to demonstrate Coin98 Wallet’s features and are not actual screenshots of the app. For accurate, up-to-date information or to interact directly with the wallet, please visit https://coin98.com/.
Disclosure: This is not trading or investment advice. Always do your research before buying any cryptocurrency or investing in any services. Follow us on X @nulltxnews
Be the first to comment